Love Your Mortgage Experience

The Ratti Lending Team at Envoy Mortgage has over 30 years experience in the lending industry.  Envoy provides the quintessential platform for support and success!

Pleasant Lending Experience + Reliable Execution = Happy Customers.

About Us

David Ratti



Dave Ratti has 30 years of experience in the mortgage industry and has guided his clients, their Realtors and their Builders through the hottest markets and the lowest downturns to ensure the home buyer a pleasant lending experience, reliable execution, and happy customers!  

David is extremely knowledgeable and passionate.  He works tirelessly to ensure his clients, realtors, and fellow loan officers have all of the information they need for success! 

Contact David Ratti Today!
Cell:  410-707-5825

David Ratti is licensed in MD, DE, DC, NJ, PA, VA.  Loan Officer NMLS #532652

Stacy Logan


Stacy has worked in the mortgage industry since 2010 and has developed a passion for helping realtors and consumers experience the dream of homeownership.

Contact Stacy Logan Today!

Cell:  240-508-1275

Angie Phillips


Angie has over 10 years experience as a loan processor and has worked side by side with the Ratti Lending team for most of those years.  

Angie's dedication, hard work ethic and experience is essential to ensuring that each of our team's loans are processed quickly and efficiently!  

She works closely with our borrowers to guide them through the journey and address any challenges along the way.